How I Lost ₱200K to a Scam and Turned My Financial Life Around: Lessons in Financial Literacy Have you ever trusted someone with your hard-earned money and regretted it?   Or perhaps you’ve made financial decisions that left you overwhelmed with debt?   I’ve been there, too. Let me share my story and the lessons I learned so you can avoid the same mistakes.   How I Fell Victim to a Financial Scam   In 2008, I attended a seminar where I met someone who became part of my close circle of friends. She was generous and kind, often treating us to snacks or meals. In 2009, she invited me…