How to Turn Your One Thousand Pesos to One Million Pesos

As I’m writing this, I’m on a two-week vacation. It’s wonderful to be on vacation, free from stress inherent to my job as a banker. I love taking vacations!

My vacation is giving me a lot of time to think, plan, read, write, bond with my family and friends, and to simply relax. 🙂

Something bothered and at the same time, excited me in a good way. If only I knew the power of compounding when I started working some 8 years ago, I would have saved a certain amount every month and invested it in the stock market.

I didn’t know any better then. What I knew was how to buy things I never really needed using the money that I haven’t earned yet. And that was made possible by the famous Credit Card. As many of you know, I shared in my books and blogs that I used to have so much credit card debts. It only took me one year to max out the credit limit of my two cards but it took me three long years to zero out my credit card debts.

Anyway, I made a rough computation. If you save Php1,000 each month for the next 5 years, you would have more than Php1M 20 years after! Yes! Even if you stopped putting in additional amount after five years!

Let’s look at the computation:

Total Amount Invested: Php60,000

Total Retirement Money if it Grew at 20% a Year: approximately Php1.2M

(after 20 years)

This is just a very simple computation. Imagine if you put in more than Php1,000 each month and you kept on investing for a couple of years more. That would double, triple, or even quadruple your money.

You see, there are two important factors here:

One is TIME. The earlier we invest, the more we can take advantage of the power of compounding. Albert Einstein said that the greatest magic in the world is the power of compounding.

Compounding Interest can literally turn your one thousand pesos to one million pesos.

Two is the INVESTMENT VEHICLE. Not all investments are created equal. If you put your money in a time deposit that gives you 1% a year, it will take you forever to reach your one million pesos.

If you invest it in stocks that gives you at least 20% return each year, you will have your one million after 20 years…or even earlier, depending on how much money you invest.

Please note also that there are many scams out there who will entice you with high interests and run away with your money. Be careful.

Choose a person of integrity and competence who could guide you. Someone who is walking his talk and who is already where we want to go. Someone like Bo Sanchez.

Let Bo Sanchez help you build your retirement fund through his Truly Rich Club.

Once you become a member of Truly Rich Club, the moment you sign up, you will receive an avalanche of learning materials worth USD251.50 for FREE! Here’s the thing. If you can afford a cell phone load each month, you can definitely afford to be part of Truly Rich Club.

Click here to learn more about Truly Rich Club. Don’t delay. Time is of the essence.

Now is the best time to invest, not tomorrow, not next year, not 10 years after.

Do something today that your future self will THANK YOU for.
Invest in your financial education and in your retirement.

YES, I Want to Take Charge of My Financial Life Today. Click Here.

Proverbs 21:20 says, The wise man saves for the future but the foolish man spends whatever he gets.

Here’s a personal invite from Bo Sanchez:

If you want my personal guidance on investing in Stocks, join my private group called TrulyRichClub. Each month, I email you a Stocks Update, giving you in plain English (no financial jargon) how to grow your Stocks investments. I tell you what Stocks to buy, when to buy them, and when to sell. Our long-term goal is 20% growth or more every year. To join, log on at www.TrulyRich3.TrulyRichClub.com now.

***Sha Nacino

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Seminar Philippines is a place where you can find top motivational speakers, impactful seminars, and engaging webinars on personal development, financial management, leadership, and motivation. Whether for corporate events or personal growth, we provide the inspiration and tools to achieve success. If you need a motivational speaker for your company or event, visit https://www.shanacino.com/

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