Have you been working so hard for years, yet, you don’t understand where your m.oney went?
Do you want to overcome your debts, save, and invest, but you don’t know where to start?
Do you want to pursue your real passion but you can’t leave your job because it’s your only bread and butter?
I can relate with you.
I was a struggling employee for nine years! In my first year as an employee, I got buried in credit card debts. There were days when I couldn’t focus at work because I was worried where to get money to pay for my credit card bills.
I wanted to resign but I couldn’t. One, I had zero savings and I had humongous debt! Two, I didn’t know what to do in case I resign. I didn’t know my passions. I didn’t know what would make me happy. I was broke and lost. You could just imagine the stress I was experiencing.
There were days when I didn’t even have enough money to buy myself a decent lunch.
I can still remember that particular day as if it happened just yesterday. It was almost lunch time, I only had Php50 in my wallet and my salary will arrive in three days. That was all the money I had!
I was hungry but I was ashamed to borrow money from my colleagues. I phoned my father who’s based in the province, some 12 hours away from Manila.
“Pa, can I borrow Php1,000?”
In less than an hour, my Papa sent me the money via LBC. He wanted to increase the amount but I assured him that Php1,000 would be fine.
From my office in Ayala Avenue, I walked all the way to Buendia with my pencil cut skirt, a nice top, and high heels. I had to traverse the stretch of Buendia to locate LBC and get my Php1,000. I had no umbrella and the heat of the sun melted my make-up. I felt like a foolish clown who was on the verge of crying. Had there been cameras around, the scene would have been perfect for a funny, melodramatic music video.
My physical hunger and my aching feet were nothing compared to what I felt inside. I felt stripped off my dignity, walking kilometers on a hungry stomach just to get my Php1,000 — and it’s all because I didn’t know how to manage my money!
I was desperate to improve my finances. I started to read financial management books. Prior to this, I was not really fond of reading books. In fact, my original course in college was Public Administration but I shifted to Business Economics because I dreaded the articles and books we were required to read in Public Administration.
I read R.ich Dad Poor Dad by Robert Kiyosaki. I felt Robert Kiyosaki was really talking to me. He introduced to me the concept of passive income. He made me hunger to keep learning.
I was learning a lot. Not only did I read books. I attended financial management seminars almost every month!
Slowly, inch by inch, my finances began to improve. My mindset on money changed.
I’m going to share with you everything I learned about money during the M.oney & Me seminar-for-a cause on October 15, 2016.
When you register for the seminar, you will also get a FREE hard copy of my book M.oney & Me.
And the best part? Early Bird Rate is only P997 until Sep 30, 2016.
You may register here (just click this link) or just go to http://www.seminarphilippines.com/moneyseminar/
Just email your deposit slip to firstname.lastname@example.org.
I wish you success and happiness!
P.S. 100% of the net proceeds from the seminar will go to Tahanan ng Pagmamahal, an orphanage founded by Bro. Rey Ortega.
Limited seats only!