Struggling with Debt?
Have you ever experienced eating your pride and borrowing money from a friend or officemate? It must be painful.

Are you getting little sleep worried over your credit card debts?
Do you want to retire early but can’t — because you still have debts that will shrink your retirement to almost nothing?
What must be the solution?
Salary increase? I beg to disagree. A salary increase may increase expenses and may leave you having more debts than before.
Winning the lotto? I don’t think so.
Borrowing? As Proverbs 22:7 says, “The rich rule over the poor, and the borrower is servant to the lender.”
Earning more money doesn’t guarantee financial success.
The difference maker is education, specifically financial education.
Financial Literacy was never really taught in school, so we have much catching up to do. It’s okay.
Today is always the best time to learn; not tomorrow, not yesterday. 🙂
Financial literacy is exactly what we’re doing at #Project21.
We all need financial literacy whether…
- You’re an employee who’s making little money or a lot of money
- You’re a brilliant doctor or lawyer or engineer
- You’re an entrepreneur
- You’re a retiree
- You’re an OFW
First, let me ask you these very important questions:
What are your biggest dreams?
You can write it in your journal.
Or you can hit reply and share your answer with me.
In my next post, let’s talk about how we can save money and reduce our expenses.
In other words, let’s talk about some “tipid tips.”
Meanwhile, here’s my TV interview on how you can turn around your finances.
I wish you success and happiness!
Cheers,
Sha
P.S. Stay happy! 🙂
Seminar Philippines
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