How are you? 🙂     “Every blessing that we need is already available to us.” – Bo Sanchez   Do you believe in that quote?   I was intrigued when I heard that from Bro. Bo Sanchez.   I asked myself.   If it’s true that every blessing we need is already available to us, then why is it that some people are rich while some are poor?   Why is it that some people are successful while some are not?   Why is it that some people are happy and some are not?   It would take me centuries to find answers to those questions. (Okay, I’m exaggerating…

I just spent two days and two nights on a staycation (vacation without leaving the city).   It’s a Wednesday morning as I am writing this, almost nearing lunch time.  In a few minutes, I will walk to the chapel nearby to hear the noon mass for St. Joseph’s Feast Day.   I’m seated in one of the couches in the lounge of at this high-end condotel (condo that has the ambiance of a 5-star hotel).  In front of me is an outdoor swimming pool with clear, sparkling water. I can hear the laughter of friends enjoying their morning swim.  Behind me is a beautiful garden and jogging path. For a…

How are you? Hope you had a great weekend. 🙂   I just want to share with you an instance years ago that made so much impact in me. I believe this story can bless you!   Two months after my college graduation, I started earning my own money.  I suddenly felt rich! I didn’t know what to do with the money in my hands. I offered to give some to my parents but my parents advised me to save for my future.   Well, I didn’t buy their advice. I thought money will never run out since I will always receive my salary every pay day.   I started…

Money is a very important subject. Apparently, it was never really taught in school.   Good thing there are financial management books and seminars that give practical tips and insights on how we could manage our finances well.   I’ve been reading books and attending seminars on personal financial management. Over the years, I’ve been applying what I was learning in my own finances and they worked! This is the reason why I was able to zero out my credit card debts, save and invest, and eventually quit my job and pursue my passions full time. I still have a long way to go and this is the reason why…

In the past few days, I’ve received emails from friends, readers of Seminar Philippines, and attendees of my previous seminars. The emails were lengthy. They all boil down to one question: Should I quit my job so I could pursue my passions full time?   I usually reply to my emails within the day. For these particular emails, it took me quite some time to reflect on them and reply.   Do you have the same question? Should you quit your job?   My quick answer is… “Don’t quit your job… yet!”   Finding your passion is just one part of the equation. The other parts of the equation are…