We were in the training room with my colleagues. I was about 26 years old then. I already forgot the topic that day but our trainer posed this question to us:   One colleague raised his hand and said, “I’ll retire when I’m in my 60’s.” Another colleague said, “Maybe when I’m either in my 50’s or 60’s.” Then the trainer asked me, “How about you, Sha?” “I’ll retire when I’m 30.” I smiled and answered. Everyone looked at me and said, “Woah!” As if they were saying, You must be kidding! At the back of my mind, I wish I said, “I’ll retire when I’m 28 years old.” True…

Happy Wednesday! How are you?  A few years ago, maybe around 2008, I attended a whole day seminar. The speaker said,   “If you want to spread a message, make money… you record an album, you write a book, and ….   At that time, I had a burning message to share. I wanted to share how important personal financial management was. But I had no listener. The entire day, the speaker’s words kept ringing in my ears. “Sha, write a book!” I felt so uncomfortable. Because I was not a writer. I didn’t know how to write a book. I felt I was too young to write a book. I…

How are you? Last week, I traveled solo to Bali for 5 days. It was a unique experience for me. Let me share with you the three lessons Bali taught me. 1. You are stronger and braver than you think you are. I went to Bali, Indonesia by myself. It was my first time to travel solo and I didn’t know anyone there. I didn’t know what to expect. Plus, I wasn’t really comfortable sleeping in an unfamiliar hotel room by myself. This has been my struggle for years now. So imagine being in Bali for 5 days, all by myself, not knowing anyone there. I was excited but a…