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How Financial Literacy and Stock Market Investing Funded My Dream European Tour
How Financial Literacy and Stock Market Investing Funded My Dream European Tour In 2009, I experienced one of the most painful setbacks of my life: I was scammed by someone I trusted, losing ₱200K. The experience left me devastated, but it also planted the seed for one of the most valuable lessons I’ve learned—financial literacy is a necessity, not a luxury. Fast forward to 2010, when I stumbled upon Bo Sanchez’s book, “My Maid Invests in the Stock Market.” My initial reaction was disbelief: “Investing in the stock market? Isn’t that just for the rich?” Imagine my surprise when I learned that Bo’s maid had been investing. It was a…
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How I Lost ₱200K to a Scam and Turned My Financial Life Around
How I Lost ₱200K to a Scam and Turned My Financial Life Around: Lessons in Financial Literacy Have you ever trusted someone with your hard-earned money and regretted it? Or perhaps you’ve made financial decisions that left you overwhelmed with debt? I’ve been there, too. Let me share my story and the lessons I learned so you can avoid the same mistakes. How I Fell Victim to a Financial Scam In 2008, I attended a seminar where I met someone who became part of my close circle of friends. She was generous and kind, often treating us to snacks or meals. In 2009, she invited me…
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6 Powerful Ways to Save Money
6 Powerful Ways to Save Money: Practical Tips for Filipinos to Achieve Financial Freedom Today, let’s talk about simple yet powerful ways to save money. I know that when it comes to saving money, it can often feel like there’s never enough left over at the end of the month. What if I told you that making just a few small changes to your daily habits could make a big difference in your finances? Here are some practical tips you can start using today. We’ll also explore sample computations so you can see how much you can potentially save. Bring Your Water Bottle.This might seem like a small…
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Struggling with Debt?
Have you ever experienced eating your pride and borrowing money from a friend or officemate? It must be painful. Are you getting little sleep worried over your credit card debts? Do you want to retire early but can’t — because you still have debts that will shrink your retirement to almost nothing? What must be the solution? Salary increase? I beg to disagree. A salary increase may increase expenses and may leave you having more debts than before. Winning the lotto? I don’t think so. Borrowing? As Proverbs 22:7 says, “The rich rule over the poor, and the borrower is servant to the lender.”…
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Who are the 5 people you hang out with the most?
Who are the 5 people you hang out with the most? Jim Rohn said that you are the average of the 5 people you hang out with the most. This message was similar to what I heard from my mentor Bo Sanchez. This is why Mastermind is so important. I remember when I was an employee. I joined a seminar outside my company and met some friends. We decided to form a mastermind. Every week, we would meet up and talk about the latest personal development book we’re reading. We’d share about our goals and dreams. We’d share about the seminars we wanted to attend. At that time,…
